Season 3 Episode 1 “Unfinished Business for Secure 2.0? “

Season 3, Episode 1 – Unfinished Business for Secure 2.0?

The SECURE 2.0 Act of 2022 was signed into law in the waning days of 2022. But there are some things that need fixing – and some things you may have overlooked. Nevin (Adams) and Fred (Reish) highlight five key areas calling for attention.

• Deleted legislative text that could undermine catch-up contributions
• A typo(?) that could impact required minimum distribution (RMD) timing.
• Required vesting on employee elected Roth treatment of employer contributions
• Mandatory automatic enrollment on new plans – but not till 2025 – and with (potentially) rolling effective dates after that

Episode Resources

• The What’s and When’s of SECURE 2.0: 
• Key SECURE 2.0 Act Provisions and Effective Dates 
• Major SECURE 2.0 Error Puts Catch-Ups in Jeopardy